Finding the right mortgage can feel overwhelming, but Luxfolio makes it simple. Whether you’re a first-time buyer, investor, or looking to refinance, our expert mortgage brokers guide you through the process with straightforward advice and access to the best rates.
We work with leading lenders to secure competitive deals that fit your needs, ensuring a smooth and stress-free experience from application to approval. Ready to make your next move? Let’s find the right mortgage for you.
Monthly Repayment
Loan Amount
A mortgage is a loan provided by a bank or financial institution to help you purchase property in Dubai, where you repay the amount in monthly installments over a fixed period.
Both UAE residents and non-residents (foreign investors) can apply for a mortgage in Dubai, depending on eligibility, income, and bank requirements.
Typically, buyers need:
20%–25% for UAE residents
30%–40% for non-residents
The exact amount depends on the bank and property value.
Most banks require:
Around AED 10,000/month (salaried)
Higher income for self-employed applicants
Eligibility varies by lender.
Mortgage approval usually takes 5 to 10 working days, depending on your documents, bank processing, and property evaluation.
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